Covered California — Individual & Family Health Plans
Covered California individual and family health-plan enrollment, comparison and certified enrollment assistance.[1]
Source checked October 26, 2026[1]www.coveredca.com
Opens this office’s own website. CountyWiki does not process applications, take payments or provide personal records.
Contact details & office locations ↓Online services & information
Use the links below for official services and provider information. Check each service’s instructions and service area.
Use the official application after checking your enrollment period. Covered California determines eligibility and financial help.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Eligibility & access
- Household size and estimated yearly income affect coverage and financial help. [8]
- Eligibility & access
- Include yourself, spouse or domestic partner and tax dependents, even if some are not applying. [9]
- Eligibility & access
- Only applicants provide Social Security or immigration information; other household members can still be listed. [10]
- Deadlines
- Open enrollment runs November 1 through January 31; check the official page for current plan-year changes. [11]
- Deadlines
- The page lists December 31 for January 1 coverage and January enrollment for February 1 coverage. [12]
- Information & documents
- Have applicant Social Security numbers, tax, immigration and employer/income information ready. Documents are requested when needed to confirm eligibility. [13]
- Payments
- Enrollment includes paying your first insurance-company bill. Free application assistance does not mean insurance premiums are free. [14]
- Payments · Premium billing recipient
- Pay the insurer by the bill’s due date; use its billing contacts for phone payment. [38]
- Payments · Ongoing premiums, not programme application fees
- Later monthly premiums are billed by the insurer with its payment options and due date. [39]
- Availability · Missed-premium consequence
- Missing a premium can cancel coverage; a new enrollment opportunity may require open enrollment or a qualifying event. [40]
- Eligibility & access · Financial help categories, no individual award estimate
- Premium tax credits and cost-sharing reductions are financial assistance; they are separate from application or enrollment-assistance fees. [54]
Use Shop and Compare for an estimate before applying. The application determines the actual eligibility result.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Find a certified enroller or agent through Covered California. Confirm the provider and appointment before visiting.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Read your specific notice and use the official document instructions. Do not send every document type or original documents.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Information & documents
- Use your account, fax, mail or an enroller as appropriate to the document request. [18]
- Information & documents
- Follow the specific document request, send copies rather than originals, ensure legibility and keep your notice/case number. [19]
- Information & documents · If proof of employer wages is requested
- For wages, a pay stub must identify you and show the amount, pay period/frequency and payment date. [46]
- Information & documents · Employer-statement format
- An employer statement must identify the company, be signed by the employer and be dated within 45 days of submission; the page lists additional content and certification statements. [47]
- Information & documents · Self-employment income documents
- Self-employment evidence can be the current quarterly/year-to-date profit-and-loss statement or ledger, with name, company, dates and net income; a Form 1040 with schedules is another listed option. [48]
- Information & documents · Missing income-document alternative
- When income documents are unavailable, a signed attestation may be accepted case by case; it is valid only for the requested benefit year and must be renewed annually. [49]
- Information & documents · Requested citizenship verification
- Without a listed primary citizenship document, submit both a List A citizenship/place-of-birth document and a List B identity document. [50]
- Information & documents · Requested proof of no minimum essential coverage
- The page lists a coverage-end letter, government noneligibility/end document or employer coverage statement; a signed self-attestation is an alternative if these are unavailable. [51]
Check the actual event and deadline; lost Medi-Cal has a different window from many other life events.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Deadlines · Listed household-change events
- The listed household-change events generally have a 60-day enrollment window. [15]
- Deadlines · Loss of job-based insurance
- For loss of job-based coverage, the page lists 60 days before or after coverage ends. [16]
- Deadlines · Loss of Medi-Cal
- Loss of Medi-Cal has a listed 90-day window; do not substitute the usual 60-day window. [17]
Review the current renewal notice, household information and plan availability; use the account deadline.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Deadlines · Individual renewal deadline
- The renewal notice or account supplies your deadline and tells you whether the current plan remains available. [32]
- Information & documents · Annual renewal information
- Review and update household, income, tax and contact information before completing renewal. [33]
- Availability · Automatic renewal caveat
- The page describes automatic re-enrollment using information on file; update changed information because outdated income and household data can affect assistance and taxes. [34]
Update household, income and contact information; Covered California and county Medi-Cal reporting periods differ.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Deadlines · Separate programme reporting windows
- Report Covered California changes within 30 days. Medi-Cal changes go to the local county within 10 days. [35]
- Availability · Changes that can affect eligibility
- Report household, income, address, other coverage and listed status changes, as well as identity corrections. [36]
- Eligibility & access · Consent to verify eligibility at renewal
- Renewal consent can last up to five years. Choosing zero years prevents checking financial help at renewal until consent is restored; the page separately preserves Medi-Cal checks. [37]
- Eligibility & access · Income estimate used by the marketplace
- Estimate the tax household’s expected income for the current year when applying for assistance. [55]
Read the notice and state-hearing request form, including filing methods, deadlines and continued enrollment.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Deadlines · Covered California eligibility appeals
- The general eligibility-appeal window is 90 days from the mailing date of the decision. [41]
- Processing time · Hearing and decision estimate
- Most hearing processes and decisions take up to 90 days after a valid request; this is separate from the filing deadline. [42]
- Availability · Hearing participation
- Hearings are usually by phone; request an in-person hearing if needed and choose whether to use a representative. [43]
- Appeals · Expedited eligibility hearing request
- The state-hearing form offers an expedited appeal request where delay could seriously jeopardize health. [56]
- Appeals · Late appeal
- Explain a late filing; a judge decides whether there is good cause. [57]
- Deadlines · Appeal form filing date
- For the listed form methods, filing date is the mail postmark or fax/email receipt date. [58]
- Payments · Optional continued enrollment
- Continued enrollment during an eligibility appeal still requires paying premiums; read the optional form and acceptance rules. [59]
Service, website and enrollment complaints follow a different process from eligibility appeals and insurance-company issues.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Processing time · Service complaints
- The service-complaint page states 30 business days for a response; an overdue response can be raised with the Ombuds Office. [44]
- Availability · Insurance-company matters
- Use the insurer’s own contact for billing, claims, networks, benefits and membership-card problems. [45]
Read Covered California’s reporting and cancellation instructions and confirm the timing for your own coverage.
Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. [2]
Before you start
- Deadlines · Medicare eligibility report
- Report Medicare eligibility to Covered California within 30 days. [52]
- Deadlines · Covered California cancellation during Medicare transition
- Medicare enrollment does not automatically cancel the Covered California plan; the page asks for cancellation at least 14 days before the desired end. [53]
Fees
Fees are quoted only when a source document supports the amount and conditions.
| Service | Amount | Conditions & source |
|---|---|---|
| Certified enrollment assistance | $0.00per service | Only the enrollment assistance is free. Premiums and health-care costs depend on the selected plan and eligibility.[25] |
These are individual fee items, not a quote for your total. Other charges or exemptions may apply; confirm the total with the office.
Forms & documents
Official forms and document pages for this office’s services.
Sources & last checked18 source pages · 61 citations
Sources were checked by an AI-assisted research process. A checked website does not mean every service or fee on it has been reviewed.
- [1] Covered California — covered-about (opens in a new tab)
Covered California · About Covered California | Covered California — covered-identity
Source reviewed October 26, 2026View supporting excerpt
Covered California is the state's official health insurance marketplace. We connect Californians with affordable health insurance and the financial help to pay for it.
- [2] Covered California — covered-enroll (opens in a new tab)
Covered California · Eligibility and Enrollment | Covered California — covered-scope
Source reviewed October 26, 2026View supporting excerpt
You can apply if you live in California and are a citizen or have a lawful immigration status. Plans are available with or without financial help, depending on your income.
- [3] Covered California — covered-enroll (opens in a new tab)
Covered California · Eligibility and Enrollment | Covered California — service-covered-enroll
Source reviewed October 26, 2026View supporting excerpt
One application checks your eligibility for both Covered California and Medi-Cal. Free, in-person help is available every step of the way.
- [4] Covered California — covered-enroll (opens in a new tab)
Covered California · Eligibility and Enrollment | Covered California — service-covered-compare
Source reviewed October 26, 2026View supporting excerpt
Compare Plans and Costs Review plans, estimated costs and possible financial help before starting an application.
- [5] Covered California — covered-help (opens in a new tab)
Covered California · Get Help | Covered California — service-covered-help
Source reviewed October 26, 2026View supporting excerpt
Find Free Local Help In-person help from a certified enroller or agent near you, available in multiple languages.
- [6] Covered California — covered-documents (opens in a new tab)
Covered California · Documents to Confirm Eligibility | Covered California — service-covered-documents
Source reviewed October 26, 2026View supporting excerpt
If Covered California asked you to send proof that you're eligible, you're in the right place. Find the document type you need and learn how to submit it.
- [7] Covered California — covered-special (opens in a new tab)
Covered California · Major Life Changes | Covered California — service-covered-special
Source reviewed October 26, 2026View supporting excerpt
A major life change — also called a qualifying life event — lets you enroll in a Covered California health insurance plan or change your current plan outside the regular open-enrollment period. This is known as a special-enrollment period.
- [8] Covered California — covered-eligibility (opens in a new tab)
Covered California · Eligibility Guidelines | Covered California — rule-covered-eligibility
Source reviewed October 26, 2026View supporting excerpt
We look at your household’s estimated yearly income and household size to determine what programs and financial help you may qualify for.
- [9] Covered California — covered-eligibility (opens in a new tab)
Covered California · Eligibility Guidelines | Covered California — rule-covered-household
Source reviewed October 26, 2026View supporting excerpt
Your household includes everyone, even if they are not applying for health insurance: You Your spouse or domestic partner Anyone you claim as a tax dependent
- [10] Covered California — covered-eligibility (opens in a new tab)
Covered California · Eligibility Guidelines | Covered California — rule-covered-immigration
Source reviewed October 26, 2026View supporting excerpt
Only the people applying need to share Social Security numbers or immigration information. The rest of your household can still be listed.
- [11] Covered California — covered-open (opens in a new tab)
Covered California · Open Enrollment | Covered California — rule-covered-enrollment-window
Source reviewed October 26, 2026View supporting excerpt
Open enrollment is when all eligible Californians can apply for a health or dental insurance plan through Covered California. It lasts from Nov. 1 to Jan. 31.
- [12] Covered California — covered-open (opens in a new tab)
Covered California · Open Enrollment | Covered California — rule-covered-start-dates
Source reviewed October 26, 2026View supporting excerpt
Enroll by Dec. 31 for a health plan that starts Jan. 1. Enroll in January for a plan starting Feb. 1.
- [13] Covered California — covered-enroll (opens in a new tab)
Covered California · Eligibility and Enrollment | Covered California — rule-covered-gather
Source reviewed October 26, 2026View supporting excerpt
What You Need The following information can help you apply faster. You don't need to submit documents up front, since we check your details against government records and information you've already given us. If we need anything else to confirm your eligibility, we'll contact you with the specific documents to provide. Social Security Numbers For applicants who have them. Federal Tax Information For applicants who file taxes. Immigration Documents For non-citizens. Employer and Income Information For applicants who earn money.
- [14] Covered California — covered-enroll (opens in a new tab)
Covered California · Eligibility and Enrollment | Covered California — rule-covered-first-payment
Source reviewed October 26, 2026View supporting excerpt
Pay Your First Bill Pay online, or wait for a bill from your insurance company. This usually takes about two weeks.
- [15] Covered California — covered-special (opens in a new tab)
Covered California · Major Life Changes | Covered California — rule-covered-special-60
Source reviewed October 26, 2026View supporting excerpt
Marriage, divorce, domestic partnership or a death in your household Within 60 days of the event
- [16] Covered California — covered-special (opens in a new tab)
Covered California · Major Life Changes | Covered California — rule-covered-job-loss
Source reviewed October 26, 2026View supporting excerpt
Lost job-based insurance 60 days before or after your coverage ends to apply
- [17] Covered California — covered-special (opens in a new tab)
Covered California · Major Life Changes | Covered California — rule-covered-medical-loss
Source reviewed October 26, 2026View supporting excerpt
Lost Medi-Cal coverage Within 90 days of your Medi-Cal ending
- [18] Covered California — covered-documents (opens in a new tab)
Covered California · Documents to Confirm Eligibility | Covered California — rule-covered-doc-channels
Source reviewed October 26, 2026View supporting excerpt
You can submit documents online through your account, by fax, by mail or in person with free help from a certified enroller or insurance agent.
- [19] Covered California — covered-documents (opens in a new tab)
Covered California · Documents to Confirm Eligibility | Covered California — rule-covered-doc-copies
Source reviewed October 26, 2026View supporting excerpt
Submit only the document type your notice or account message asked for — not all documents are accepted for every request. Send copies only. Do not send original documents by fax or mail. Make sure your document is clear and includes the information requested. Keep your notice and case number available in case you need to follow up with Covered California.
- [20] Covered California — covered-help (opens in a new tab)
Covered California · Get Help | Covered California — contact-covered-phone
Source reviewed October 26, 2026View supporting excerpt
(800) 300-1506
- [21] Covered California — covered-help (opens in a new tab)
Covered California · Get Help | Covered California — contact-covered-tty
Source reviewed October 26, 2026View supporting excerpt
(888) 889-4500
- [22] Covered California — covered-about (opens in a new tab)
Covered California · About Covered California | Covered California — contact-covered-hours
Source reviewed October 26, 2026View supporting excerpt
Monday to Friday: 8 a.m. to 6 p.m. Saturday and Sunday: Closed
- [23] Covered California — covered-documents (opens in a new tab)
Covered California · Documents to Confirm Eligibility | Covered California — contact-covered-mail
Source reviewed October 26, 2026View supporting excerpt
Covered California P.O. Box 989725 West Sacramento, CA 95798-9725
- [24] Covered California — covered-accessibility (opens in a new tab)
Covered California · Accessibility and Language Support | Covered California — contact-covered-accessibility
Source reviewed October 26, 2026View supporting excerpt
accessibility@covered.ca.gov
- [25] Covered California — covered-help (opens in a new tab)
Covered California · Get Help | Covered California — fee-covered-help
Source reviewed October 26, 2026View supporting excerpt
Help is always free. Free, confidential help is available by phone, online, and in person across California.
- [26] Covered California — covered-enroll (opens in a new tab)
Covered California · Eligibility and Enrollment | Covered California — form-covered-paper-directory
Source reviewed October 26, 2026View supporting excerpt
Paper Applications by LanguageIf you think you may qualify for financial help, use the application with financial help.
- [27] Covered California — covered-renew (opens in a new tab)
Covered California · How to Renew Your Plan | Covered California — service-covered-renew
Source reviewed October 26, 2026View supporting excerpt
Renewal opens in October. When it's time, Covered California will send you a notice with what you need to know and next steps — or you'll see a message when you sign in to your account.
- [28] Covered California — covered-account (opens in a new tab)
Covered California · Guide to Your Account | Covered California — service-covered-account
Source reviewed October 26, 2026View supporting excerpt
When your situation changes during the year, you must report it.
- [29] Covered California — covered-appeal (opens in a new tab)
Covered California · File an Appeal or a Complaint | Covered California — service-covered-appeal
Source reviewed October 26, 2026View supporting excerpt
Choose this option if you disagree with a Covered California eligibility determination, or if a Covered California action or failure to act affected your health insurance or financial help.
- [30] Covered California — covered-appeal (opens in a new tab)
Covered California · File an Appeal or a Complaint | Covered California — service-covered-complaint
Source reviewed October 26, 2026View supporting excerpt
Choose this option for problems with Covered California’s service, website, enrollment process, a service center representative or a certified enroller or agent.
- [31] Covered California — covered-medicare (opens in a new tab)
Covered California · Moving to Medicare | Covered California — service-covered-medicare
Source reviewed October 26, 2026View supporting excerpt
Report your Medicare eligibility to Covered California within 30 days. Cancel your health insurance plan through Covered California.
- [32] Covered California — covered-renew (opens in a new tab)
Covered California · How to Renew Your Plan | Covered California — detail-covered-renew-notice
Source reviewed October 26, 2026View supporting excerpt
If you want to make changes, your account or renewal notice has your deadline and next steps. It will also tell you if your current plan is no longer available and you need to choose a new one.
- [33] Covered California — covered-renew (opens in a new tab)
Covered California · How to Renew Your Plan | Covered California — detail-covered-renew-info
Source reviewed October 26, 2026View supporting excerpt
Check your household, income, tax and contact information. Update anything that has changed.
- [34] Covered California — covered-renew (opens in a new tab)
Covered California · How to Renew Your Plan | Covered California — detail-covered-renew-automatic
Source reviewed October 26, 2026View supporting excerpt
If you don’t do anything, you’ll be re-enrolled into your current plan within 30 days of the renewal deadline, using the most recent household and income information on file. If that information has changed, you should update it in your account. Using outdated information can affect your financial help and your taxes.
- [35] Covered California — covered-account (opens in a new tab)
Covered California · Guide to Your Account | Covered California — detail-covered-change-window
Source reviewed October 26, 2026View supporting excerpt
For Covered California: Sign in to your account and update it within 30 days of the change. For Medi-Cal: Find your local county office and notify them within 10 days of the change.
- [36] Covered California — covered-account (opens in a new tab)
Covered California · Guide to Your Account | Covered California — detail-covered-change-types
Source reviewed October 26, 2026View supporting excerpt
What Changes to Report Household: Marriage, divorce, birth, adoption, gaining or losing a dependent Income: Any change in income, including starting or losing a job Address: Moving to a new address Other: Getting health insurance through a job, Medicare or Medi-Cal Status: Change in disability status, tax-filing status, citizenship or immigration status, incarceration or release, or American Indian or Alaska Native tribal status Identity: Corrections to your name, date of birth or Social Security number
- [37] Covered California — covered-account (opens in a new tab)
Covered California · Guide to Your Account | Covered California — detail-covered-consent
Source reviewed October 26, 2026View supporting excerpt
You can give consent for up to five years. Each year you renew, we'll use this consent to check if you still qualify for financial help, without asking you again. If you choose zero years, we won't be able to check your eligibility for financial help at renewal. You'll keep your current health plan, but without help paying your monthly premium, until you give consent again. (If you have Medi-Cal, we'll still check your Medi-Cal eligibility.)
- [38] Covered California — covered-billing (opens in a new tab)
Covered California · Guide to Your Bill and Payments | Covered California — detail-covered-bill-payee
Source reviewed October 26, 2026View supporting excerpt
If you don't pay online, your insurance company will mail you a bill. Pay them (not Covered California) by the due date on the bill. You can also contact your insurance company to pay by phone.
- [39] Covered California — covered-billing (opens in a new tab)
Covered California · Guide to Your Bill and Payments | Covered California — detail-covered-bill-future
Source reviewed October 26, 2026View supporting excerpt
After your first payment, your insurance company will send you a bill each month. It will tell you the due date, what you owe and how to pay — online, by phone or by mail.
- [40] Covered California — covered-billing (opens in a new tab)
Covered California · Guide to Your Bill and Payments | Covered California — detail-covered-bill-missed
Source reviewed October 26, 2026View supporting excerpt
If you miss a payment, your plan could be canceled. To get insurance again, you may have to wait until the next open-enrollment period or until you have a qualifying life event.
- [41] Covered California — covered-appeal (opens in a new tab)
Covered California · File an Appeal or a Complaint | Covered California — detail-covered-appeal-window
Source reviewed October 26, 2026View supporting excerpt
You generally must file your appeal within 90 days of the date Covered California mailed your eligibility decision.
- [42] Covered California — covered-appeal (opens in a new tab)
Covered California · File an Appeal or a Complaint | Covered California — detail-covered-appeal-time
Source reviewed October 26, 2026View supporting excerpt
For most appeals, the hearing process and decision take up to 90 days from the date we get a valid appeal request. After the hearing, the judge reviews the information and mails you a final decision.
- [43] Covered California — covered-appeal (opens in a new tab)
Covered California · File an Appeal or a Complaint | Covered California — detail-covered-appeal-represent
Source reviewed October 26, 2026View supporting excerpt
Hearings are usually held by phone, unless you ask for an in-person hearing. You can represent yourself or have an attorney or another representative help you.
- [44] Covered California — covered-appeal (opens in a new tab)
Covered California · File an Appeal or a Complaint | Covered California — detail-covered-complaint-time
Source reviewed October 26, 2026View supporting excerpt
Covered California will review your complaint and respond within 30 business days. If you don’t get a response or update within that timeframe, you can contact the Ombuds Office for help.
- [45] Covered California — covered-appeal (opens in a new tab)
Covered California · File an Appeal or a Complaint | Covered California — detail-covered-plan-issues
Source reviewed October 26, 2026View supporting excerpt
Choose this option for questions about monthly premiums, billing, claims, provider networks, covered services, benefits, membership ID cards or other plan-specific issues.
- [46] Covered California — covered-income-docs (opens in a new tab)
Covered California · Proof of Income | Covered California — detail-covered-pay-stub
Source reviewed October 26, 2026View supporting excerpt
Your pay stub must include: Your full name or other identifying information (for example, a Social Security number) Income amount Pay period or frequency of pay with the date of payment
- [47] Covered California — covered-income-docs (opens in a new tab)
Covered California · Proof of Income | Covered California — detail-covered-employer-letter
Source reviewed October 26, 2026View supporting excerpt
Format requirements. The statement must: Be on company letterhead or state the name of the company Be signed by the employer Be dated within 45 days of submission to Covered California
- [48] Covered California — covered-income-docs (opens in a new tab)
Covered California · Proof of Income | Covered California — detail-covered-self-employment
Source reviewed October 26, 2026View supporting excerpt
Profit and Loss Statement or Ledger This includes the most recent quarterly or year-to-date profit and loss statement or a self-employment ledger. It must contain: Your first and last name and company name Dates covered Net income from profit or loss Federal Tax Form 1040 With Schedule C Your Form 1040 with any appropriate schedules is also acceptable.
- [49] Covered California — covered-income-docs (opens in a new tab)
Covered California · Proof of Income | Covered California — detail-covered-income-attestation
Source reviewed October 26, 2026View supporting excerpt
You can download the Attestation of Income, No Documentation Available (PDF) form and submit it by uploading it to your online account, by fax or by mail. This form is accepted on a case-by-case basis and is signed under a penalty of perjury. Attestation forms are valid only for the benefit year for which coverage is requested. They must be renewed each benefit year.
- [50] Covered California — covered-citizenship-docs (opens in a new tab)
Covered California · Proof of Citizenship | Covered California — detail-covered-citizenship-alternative
Source reviewed October 26, 2026View supporting excerpt
If you do not have any of the primary documents listed above, you must submit copies of two documents: one from List A and one from List B below. Both documents are required.
- [51] Covered California — covered-minimum-docs (opens in a new tab)
Covered California · Minimum Essential Coverage | Covered California — detail-covered-minimum-docs
Source reviewed October 26, 2026View supporting excerpt
Submit a copy of one of the following documents. Certificate of coverage, or a letter from a health insurance company showing when your insurance ended Government-issued document showing when your health insurance ended or that you are not eligible for a program Employer statement showing that your job does not offer affordable, minimum-value health insurance If you can’t provide one of the above, you may submit a signed self-attestation — a written statement confirming that you do not have qualifying health insurance, signed under penalty of perjury. Download the Attestation of Lack of Minimum Coverage form (PDF).
- [52] Covered California — covered-medicare (opens in a new tab)
Covered California · Moving to Medicare | Covered California — detail-covered-medicare-report
Source reviewed October 26, 2026View supporting excerpt
Report your Medicare eligibility to Covered California within 30 days.
- [53] Covered California — covered-medicare (opens in a new tab)
Covered California · Moving to Medicare | Covered California — detail-covered-medicare-cancel
Source reviewed October 26, 2026View supporting excerpt
Your Covered California plan won’t be automatically canceled when you become eligible for Medicare, even if you enroll in a Medicare plan with the same health insurance company. You must cancel your plan at least 14 days before you want it to end by contacting Covered California.
- [54] Covered California — covered-financial (opens in a new tab)
Covered California · Financial Help | Covered California — detail-covered-help-types
Source reviewed October 26, 2026View supporting excerpt
Financial help lowers what you pay for a Covered California health plan. It comes in two forms: the Advance Premium Tax Credit and cost-sharing reductions, and is only available through Covered California.
- [55] Covered California — covered-financial (opens in a new tab)
Covered California · Financial Help | Covered California — detail-covered-income-current
Source reviewed October 26, 2026View supporting excerpt
Use what your tax household expects to earn this year, not last year's income. Your tax household is you, your spouse and anyone you claim as a dependent.
- [56] Covered California — covered-appeal-pdf (opens in a new tab)
Covered California · source:state-depth-r281-covered-appeal-pdf — detail-covered-expedited — page 1
Source reviewed October 26, 2026View supporting excerpt
If you have an immediate need for health services and a delay could seriously jeopardize your health, you can ask for an expedited appeal by calling 1-800-743-8525.
- [57] Covered California — covered-appeal-pdf (opens in a new tab)
Covered California · source:state-depth-r281-covered-appeal-pdf — detail-covered-appeal-late — page 2
Source reviewed October 26, 2026View supporting excerpt
You may be able to file your appeal after the 90-day deadline if you have a good reason for filing late. A judge will decide if there is a good reason for a late appeal.
- [58] Covered California — covered-appeal-pdf (opens in a new tab)
Covered California · source:state-depth-r281-covered-appeal-pdf — detail-covered-appeal-filing-date — page 2
Source reviewed October 26, 2026View supporting excerpt
If you use this form to appeal, the date of the postmark on the envelope or the date a fax or email is received will be considered the date you filed your appeal.
- [59] Covered California — covered-appeal-pdf (opens in a new tab)
Covered California · source:state-depth-r281-covered-appeal-pdf — detail-covered-continued-premium — page 6
Source reviewed October 26, 2026View supporting excerpt
If you choose to keep your coverage, you must continue to pay your premiums.
- [60] Covered California — covered-appeal-pdf (opens in a new tab)
Covered California · source:state-depth-r281-covered-appeal-pdf — form-covered-appeal — page 1
Source reviewed October 26, 2026View supporting excerpt
Request for a State Fair Hearing to Appeal a Covered California Eligibility Determination
- [61] Covered California — covered-appeal-pdf (opens in a new tab)
Covered California · source:state-depth-r281-covered-appeal-pdf — fact-covered-appeal-phone — page 1
Source reviewed October 26, 2026View supporting excerpt
If you have an immediate need for health services and a delay could seriously jeopardize your health, you can ask for an expedited appeal by calling 1-800-743-8525.