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Apply through Covered California

Compare individual or family plans, check enrollment periods and apply for Covered California coverage.

Before you start

  • This is one California state marketplace guide. County selections provide statewide access, not 58 separate local insurance offices.
  • Check open or special enrollment before applying. Lost Medi-Cal and loss of job-based coverage have different enrollment windows.
  • Enrollment help is free. Plan premiums, benefits and financial help depend on the application and selected plan.

1 guide with reviewed service links · Siskiyou

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U.S. Census boundaries via U.S. Atlas · 2017 edition, simplified for display.

California state agency · Statewide

Covered California — Individual & Family Health Plans

California statewide programme. This is one state guide; county and city selections are browsing contexts.

Apply for a Covered California plan (opens in a new tab)Official online service

Use the official application after checking your enrollment period. Covered California determines eligibility and financial help.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Missed-premium consequence

Missing a premium can cancel coverage; a new enrollment opportunity may require open enrollment or a qualifying event.

Official information checked October 26, 2026 · Details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-enroll (opens in a new tab)

Eligibility and Enrollment | Covered California — service-covered-enroll

One application checks your eligibility for both Covered California and Medi-Cal. Free, in-person help is available every step of the way.

Saved evidence: a66c997454eedf0a · Agent source review

Compare health plans and estimated costs (opens in a new tab)Official online service

Use Shop and Compare for an estimate before applying. The application determines the actual eligibility result.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-enroll (opens in a new tab)

Eligibility and Enrollment | Covered California — service-covered-compare

Compare Plans and Costs Review plans, estimated costs and possible financial help before starting an application.

Saved evidence: a66c997454eedf0a · Agent source review

Find free certified enrollment help (opens in a new tab)Official instructions

Find a certified enroller or agent through Covered California. Confirm the provider and appointment before visiting.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-help (opens in a new tab)

Get Help | Covered California — service-covered-help

Find Free Local Help In-person help from a certified enroller or agent near you, available in multiple languages.

Saved evidence: 2020a298a5ba7f31 · Agent source review

Respond to an eligibility document request (opens in a new tab)Official instructions

Read your specific notice and use the official document instructions. Do not send every document type or original documents.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-documents (opens in a new tab)

Documents to Confirm Eligibility | Covered California — service-covered-documents

If Covered California asked you to send proof that you're eligible, you're in the right place. Find the document type you need and learn how to submit it.

Saved evidence: a17ae456e5f72372 · Agent source review

Check special enrollment after a life change (opens in a new tab)Official instructions

Check the actual event and deadline; lost Medi-Cal has a different window from many other life events.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-special (opens in a new tab)

Major Life Changes | Covered California — service-covered-special

A major life change — also called a qualifying life event — lets you enroll in a Covered California health insurance plan or change your current plan outside the regular open-enrollment period. This is known as a special-enrollment period.

Saved evidence: 7b52d89060ddb527 · Agent source review

Renew or change a Covered California plan (opens in a new tab)Official instructions

Review the current renewal notice, household information and plan availability; use the account deadline.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Automatic renewal caveat

The page describes automatic re-enrollment using information on file; update changed information because outdated income and household data can affect assistance and taxes.

Official information checked October 26, 2026 · Details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-renew (opens in a new tab)

How to Renew Your Plan | Covered California — service-covered-renew

Renewal opens in October. When it's time, Covered California will send you a notice with what you need to know and next steps — or you'll see a message when you sign in to your account.

Saved evidence: 4b909b37f2be6b45 · Agent source review

Report changes and manage a Covered California account (opens in a new tab)Official instructions

Update household, income and contact information; Covered California and county Medi-Cal reporting periods differ.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Changes that can affect eligibility

Report household, income, address, other coverage and listed status changes, as well as identity corrections.

Official information checked October 26, 2026 · Details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-account (opens in a new tab)

Guide to Your Account | Covered California — service-covered-account

When your situation changes during the year, you must report it.

Saved evidence: c3cc7c62602ad290 · Agent source review

Appeal a Covered California eligibility determination (opens in a new tab)Official instructions

Read the notice and state-hearing request form, including filing methods, deadlines and continued enrollment.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Hearing participation

Hearings are usually by phone; request an in-person hearing if needed and choose whether to use a representative.

Official information checked October 26, 2026 · Details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-appeal (opens in a new tab)

File an Appeal or a Complaint | Covered California — service-covered-appeal

Choose this option if you disagree with a Covered California eligibility determination, or if a Covered California action or failure to act affected your health insurance or financial help.

Saved evidence: 2469eef7960c35b4 · Agent source review

Find the Covered California complaint process (opens in a new tab)Official instructions

Service, website and enrollment complaints follow a different process from eligibility appeals and insurance-company issues.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Insurance-company matters

Use the insurer’s own contact for billing, claims, networks, benefits and membership-card problems.

Official information checked October 26, 2026 · Details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-appeal (opens in a new tab)

File an Appeal or a Complaint | Covered California — service-covered-complaint

Choose this option for problems with Covered California’s service, website, enrollment process, a service center representative or a certified enroller or agent.

Saved evidence: 2469eef7960c35b4 · Agent source review

Coordinate a transition from Covered California to Medicare (opens in a new tab)Official instructions

Read Covered California’s reporting and cancellation instructions and confirm the timing for your own coverage.

Service area: California statewide information and programme access; personal eligibility and provider availability require confirmation. Area details & sources

Source checked October 26, 2026

Covered California · Covered California — covered-medicare (opens in a new tab)

Moving to Medicare | Covered California — service-covered-medicare

Report your Medicare eligibility to Covered California within 30 days. Cancel your health insurance plan through Covered California.

Saved evidence: 266c0a222a4842b1 · Agent source review

Full guide, contact details & sources →